INTERNET INFORMATION, ONLINE INFO

Alternatif : Ayurvedic Medicine For Type 2 Diabetes

2008-10-15T20:04:00.003+08:00

Ayurveda - Wikipedia, the free encyclopedia · Alternative Health Hundreds of vegetable drugs are used in Ayurvedic medicine—including cardamom and ... Yoga and Tantra have influenced traditional Ayurvedic medicine. ...

Alternatif : Ayurvedic Medicine For Type 2 Diabetes

by: goldie

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Traditional Indian medicine, herb Salacia oblonga may help treat diabetes Posted By: News-Medical in Medical Study News Published: Tuesday, 8-Feb-2005 Printer Friendly Email to a Friend : : : : Herbs used in traditional Indian medicine to treat diabetes seems to lower blood sugar and insulin levels in a manner similar to prescription drugs, a new study reports. Researchers gave extracts of the herb Salacia oblonga to 39 healthy adults, and the results were promising.

The largest dose of the herb extract - 1,000 milligrams - decreased insulin and blood glucose levels by 29 and 23 percent, respectively. : : "These kinds of reductions are similar to what we might see with prescription oral medications for people with diabetes," said Steve Hertzler, a study co-author and an assistant professor of nutrition at Ohio State University. : : Salacia oblonga, which is native to regions of India and Sri Lanka, binds to intestinal enzymes that break down carbohydrates in the body.

These enzymes, called alpha-glucosidases, turn carbohydrates into glucose, the sugar that circulates throughout the body. If the enzyme binds to the herbal extract rather than to a carbohydrate, then less glucose gets into the blood stream, resulting in lowered blood glucose and insulin levels. : :

"Lowering blood glucose levels lowers the risk of disease-related complications in people with diabetes," Hertzler said. "Also, poor compliance with diabetes medications often hinders the effectiveness of these drugs. It may be easier to get someone to take an herb with food or in a beverage, as opposed to a pill." : : The study appears in a recent issue of the Journal of the American Dietetic Association. : :

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Thirty-nine healthy adults participated in four separate meal tolerance tests. These meals, which were given in beverage form, were spaced three to 14 days apart. Each participant fasted for at least 10 hours before consuming the test beverage. : : Participants were asked to drink about two cups' worth of the chilled beverage, which contained zero, 500, 700 or 1,000 milligrams of Salacia oblonga extract.

Afterward, the researchers used the finger-prick method to draw blood samples from each person every 15 to 30 minutes for three hours. These blood samples were used to determine insulin and blood glucose concentrations. The biggest changes in blood glucose and insulin levels usually happen within the first two hours after eating. : :

The beverage that contained the highest concentration of the herbal extract - 1,000 milligrams - provided the most dramatic reduction in insulin and blood glucose levels. Insulin levels were 29 percent lower, while blood glucose levels were 23 percent lower as compared to the control drink, which contained no herbal extract. : : As Salacia oblonga can cause intestinal gas, the researchers had the study participants collect breath hydrogen samples hourly for eight hours after drinking the test beverage.

The participants collected their breath in small plastic tubes. The researchers then analyzed these breath samples for hydrogen and methane content - the level of either substance in the breath corresponds to the level contained in the colon. : : The subjects also rated the frequency and intensity of nausea, abdominal cramping and distention and gas for two days after consuming each test meal. : :

While the test beverages containing Salacia oblonga caused an increase in breath hydrogen excretion, reports of gastrointestinal discomfort were minimal, Hertzler said. : : Right now he and his colleagues are trying to figure out what dose of the herb is most effective, and when it should be taken relative to a meal. : : "We want to know how long it takes for the herb to bind to the enzymes that break down carbohydrates," Hertzler said. "The participants in this study took the herb with their meal, but maybe taking it before eating would be even more effective." : :

The researchers also want to study the effects of Salacia oblonga in people with diabetes. : : "A lot of studies show that lowering blood sugar levels reduces the risk for all kinds of diabetes-related complications, such as kidney disease and nerve and eye damage," Hertzler said. "We want to see if this herb has this kind of effect." : : Salacia oblonga is still relatively difficult to find in the United States, Hertzler said, although there are manufacturers that sell the herb through the Internet. : :

This study was supported by the Ross Products Division of Abbott Laboratories in Columbus. : : Hertzler is continuing to conduct Salacia oblonga studies with the Ross Products Division of Abbott Laboratories. He has no links to the company beyond this affiliation. : : Hertzler conducted the work with former Ohio State colleague Patricia Heacock, who is now at Rutgers, the State University of New Jersey; Jennifer Williams, a clinical scientist with Ross Products Division, Abbott Laboratories; and Bryan Wolf, a former research scientists with Ross Products Division

About the Author

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Ayurvedic Medicine: An Introduction [NCCAM Backgrounder] This Backgrounder will provide an introduction to Ayurveda's major ideas and practices, as well as sources for more information. Ayurvedic medicine · Alternative Health Ayurvedic medicine, in the United States, is an "alternative" medical practice that claims it is based on the traditional medicine of India. ... Ayurveda Ayurvedic Herbs Herbal Remedy Medicine Cure Massage Oils · Alternative Healt Aurvedic Products Ayurveda Herbs Ayurveda Diet Cure AyurvedicMedicine Ionic Detox. Remedies Herbal Supplements Remedy Massage Oils Treatment Alternative Ayurveda: National Institute of Ayurvedic Medicine AYURVEDA: The National Institute of Ayurvedic Medicine (NIAM) is recognized as the largest and most authentic resource of information on Ayurveda in the ... Ayurveda For You - ayurvedic medicine and ayurvedic treatment · Hinduism

Traffic dan Copywriting Dua Prinsip Penting dalam Bisnis Internet

2008-10-03T19:48:00.006+08:00

Saya adalah orang yang awam tentang dunia internet, apalagi bisnis internet, sangat-sangat awam. Hanya berbekal secuil pengetahuan tentang blog yang saya baca dari sebuah buku pinjaman teman, entah apa judulnya, saya sudah lupa, keinginan saya belajar dunia ini menggebu-gebu. Saya memberanikan diri masuk warnet dan berkutat di sana sendiri, dengan keringat deras di sekujur tubuh, seruduk sana-seruduk sini, semakin kalut pokoknya. Bingungnya minta ampun waktu ini. Apa lagi pengetahuan bahasa Inggris saya minim sekali (waktu itu saya tidak tahu beberapa situs bisa diset ke bahasa Indonesia). Istilahnya, saya main hamtam kromo saja.

Lama-lama nikmat juga, apa lagi ada iming-iming mendapat dolar bila situs kita diklik orang. Wah, pikiran saya melayang-layang. Saya tidak ingin tahu lagi bagaimana cara berbisnis di internet. Pokoknya buat blog, buat blog, dan buat blog. Saya tidak tertarik untuk surfing ke site-site lain untuk menambah pengetahuan. Yang ada dalam pikiran waktu itu, buat blog, buat blog dan buat blog. Posting-posting, dan posting lagi. Kebetulan, saya katakan saat itu saya sangat beruntung. Karena pertama kali mendaftar blog saya ditolak adsense google. Tak lama, saya daftarkan lagi, diterima dan langsung mendapat ID adsense google. Bisa dibayangkan betapa senangnya waktu itu. Lambaian-lambaian dollar seolah-olah di depan mata. Kembali saya lupa diri.

Kenyataannya, sampai saat ini kantong dollar itu masih kosong. Karena tak ada yang berkunjung ke blog saya. Saya mulai berpikir, apa sih sebabnya, blog saya tidak ada yang mengunjungi. Sama sekali tidak, kecuali saya. Aduh modar aku. Laporan adsense google tetap $0. Ueedan tenan. Sudah berapa bulan nih! Ya untungnya saya sama sekali tidak punya watak orang yang cepat putus asa. Buktinya sampai saat ini saya masih tetap berusaha kok. Ditambah lagi mencoba-coba meluangkan waktu di sela-sela kerja, baca-baca info internet.

Ternyata, para blogger dan netter berpengalaman sudah banyak yang bertutur tentang pengetahuan ini. Saya merasa beruntung lagi saat ini, ternyata pertanyaan saya sedikit terkuak jawabannya ketika saya mengunjungi situs Mas Joko Susilo, di http://www.jokosusilo.com. Dalam situs itu, diungkapkan bahwa cuma dua prinsip hebat yang harus dilakukan untuk menciptakan sukses besar dalam bisnis internet.

Dan menurutnya, kedua hal inilah yang menjadi inti bisnis internet. Dengan yakin Mas Joko menyarankan untuk menguasai kedua prinsip ini. Dan bila keduanya sudah dikuasai maka usaha akan terus maju, maju, dan maju. Bahkan tak ada yang dapat menghentikan. Untuk tidak menjadikan tulisan itu semakin miskin nuansa saya kutipkan utuh untuk pembaca (Mohon maaf Mas Joko, saya mohon izin mengunggah tulisan ini, dan terima kasih informasi Mas Joko, saya sangat terbantu, dan menjadikan saya sadar bahwa masih terlalu banyak hal yang belum saya pahami tentang internet). Pembaca inilah kutipan tulisan Mas Joko Susilo. Dua prinsip yang dimaksud adalah sebagai berikut.

1. Traffic

Tanpa adanya traffic, situs web anda tidak akan berhasil. Sebagus apapun situs web anda, sebaik apapun produk anda, percuma saja jika tidak ada pengunjung. Kalau tidak ada pengunjung, bagaimana mungkin ada pembeli? Dan jika tidak ada pembeli, bagaimana anda dapat uang?

Nah, untuk menarik traffic, anda tidak perlu pusing. Anda cuma perlu gencar berpromosi untuk menarik minat pengunjung membeli. Pasanglah iklan, sebar artikel, dan bergabunglah dengan forum-forum diskusi. Pelajari materi-materi model bisnis yang anda geluti. Ciptakan ide-ide baru dan jangan pernah berhenti mencoba. Karena anda tak akan pernah tahu hasilnya bila anda belum mencobanya.

O, ya benar sekali Mas. Awalnya saya berpikiran, bahwa dengan bekal bisa membuat blog, sudah cukup bisa berjuang di dunia ini. Ternyata meleset sekali. Tank's.

2. Copywriting
Kunci sukses sebuah situs web adalah copywriting yang berdaya bujuk luar biasa. Memikat pengunjung dengan kata-kata adalah jurus internet marketing yang harus anda kuasai. Anda tahu, kata-kata bisa menghasilkan aliran uang yang luar biasa. Semakin pintar anda merayu pengunjung dengan kata-kata “ajaib,” semakin banyak pelanggan yang mendatangi anda.

Setelah anda konsentrasi dengan promosi situs web, anda harus terus memperbaiki copywriting anda. Buat sales letter yang membius. Luangkan waktu untuk menguji coba berbagai gaya copywriting anda. Dan, lihat hasilnya. Copywriting manakah yang paling banyak mendatangkan pembeli?

Dua kunci di atas adalah prinsip pokok yang harus anda kuasai untuk menghasilkan kekayaan dari internet. Tanpa copywriting yang hebat, anda tidak akan dilirik oleh pengunjung. Meski traffic anda sudah tinggi, percuma saja jika anda tidak bisa membuat pengunjung mau membeli produk anda.

Dan begitu pula sebaliknya. Meski anda membuat copywriting yang mampu menyihir dan berdaya “magis” untuk mempengaruhi orang agar membeli produk anda, percuma saja jika anda tidak pernah mempromosikan situs web anda sebelumnya.

Bagaimana pendapat anda? Anda setuju atau mungkin punya pendapat yang berbeda?

Weleh, weleh, saya sangat setuju itu. Ini saya sedang mencoba kedua itu. Akan terus mempelajarinya. Sekali lagi terima kasih Mas. Saya akan terus baca tulisan Mas Joko.

Cuma persoalannya, apa yang dimaksud kedua itu. Mudahan-mudahan saya mendapatkan lagi keberuntungan dan mendapatkan jawaban dan uraian yang lebih jelas, sejelas-jelasnya. Tunggu tulisan hasil penelusuran saya tentang kedua hal tersebut.

Untuk pembaca,

bila ingin menemukan rahasia bisnis internet yang mendatangkan dollar lumayan tiap hari, temukan rahasianya pada tulisan-tulisan Mas Joko yang berjudul 3 Jurus Ampuh Menghasilkan Dollar di Internet.

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Choosing An Affiliate Program

2008-10-03T17:54:00.006+08:00

Affiliate Ranker :: Choosing affiliate program Choosing affiliate program is perhaps the single most important factor to consider when trying to increase your revenue........... Choosing Affiliate Programs Learn how to choose which affiliate programs to work with. ... Affiliate Program Guide. Choosing Affiliate Programs. Affiliate Program Guide ...

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5 Mistakes To Avoid When Choosing An Affiliate Program

by: Michael Turner

When people decide to join an affiliate program to make extra money, or to have a full time job, they often do so with illusions and no idea of how the affiliate program actually works. Read the following top 5 mistakes people make when it comes to choosing an affiliate program and avoid these mistakes at all costs. Then, you will be able to be more effective and make more money for your time, so it is definitely worthwhile to read these warnings and avoid them.

#1 Don’t Compete, Support
Too many affiliate programs compete against their competitors which wastes money and puts affiliates out of business. However, if you are part of an affiliate program the more affiliates the better for getting more information and more money. One of the worst things to do is choose an affiliate program that believes in competing against other affiliates. Instead, choose an affiliate program that agrees with supporting and growing other affiliates to have a larger network and access to more affiliates.

#2 Little Reward
Another mistake people frequently make when choosing affiliate programs is choosing a program that offers little reward for the individual’s hard work. Too many affiliate programs pay too little and as a result affiliates find it difficult to make the money they should be making. Look for an affiliate program that has a good pay rate for your work.

#3 Old Statistics, if Any
You want an affiliate program that offers good, solid, real time statistics, not old statistics or ones that are no longer valid. There are not many affiliate programs out there that provide the kind of statistics an affiliate manager needs, but do your best to find an affiliate program that offers the most.

#4 No Support
Too often affiliates find themselves waiting days for an answer to an e-mail and an important question for their business. You want an affiliate program that guarantees you support round the clock if possible or at least within 24 hours. If not, keep looking for an affiliate program that wants to help you help yourself.

#5 Fresh Ideas, Creatives
Many affiliate programs provide few ideas or creatives to their affiliates and so thousands of web pages end up with the same advertising. However, affiliate programs would have a better success rate if many different ads were made available so affiliates could alternate ads and place different ads on different sites, depending on the products sold.

Commit these five mistakes to memory so you know exactly what you are looking for in an affiliate program, as well as what to avoid. You will be much more successful and happier as well if you do not get caught in these traps!

About the Author: Michael Turner reveals step-by-step how you can increase search engine traffic in his free 7 part mini-series. Grab it now at http://www.powertraffictactics.com/

Source: www.isnare.com

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Accounting Methods – Cash and Accrual

2008-10-03T17:39:00.009+08:00

Google Answers: Accounting/IRS: Cash vs. Accrual You would fall under a special category that lets you use a combination of both cash and accrual. You'll check off the cash basis box on your tax return.

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Accounting Methods – Cash and Accrual

by: Richard A. Chapo

When starting a business, you have to determine the method you are going to use for accounting and paying taxes. The two choices are the cash method and the accrual method.

Cash Method

If you are looking for simplicity, the cash method is probably your best accounting choice. Generally, income and deductions can be claimed when payment is actually received or made. This is best shown with an example.

I open a small business and have to order business cards and stationary. I receive the products and pay the invoice on November 18, 2005. Under the cash method, I can deduct the cost on my 2005 tax return.

Some businesses are restricted from using the cash method. C corporations may only use the cash method if they have less than $5 million in gross revenues for a particular year. Professional Service Corporations can use the cash method without limit, while farming corporations can due so if gross revenues are less than $25 million. Tax shelters are prohibited from using the cash method.

Accrual Method

The Accrual Method of accounting is a bit more complex. Under this method, the focus in on the date the expense is incurred, not paid. Although this may seem a small difference, it can play havoc with your books and piece of mind.

Using our previous example, assume I order business cards and stationary on the December 18, 2005. I receive the products on December 30th, but don’t pay the invoice until January 20, 2006. When can the expense be claimed? It depends on when economic performance occurred.

Generally, economic performance occurs when goods or services are provided to you. In the above example, economic performance would arguably occur when the business cards and stationary were delivered with the invoice on December 30th. Thus, I would be able to deduct the expense for the 2005 tax year.

In Closing

As you can see, the cash method is the easier of the two accounting methods. To determine the best method for your business, speak with a tax professional.

About the author:
Richard Chapo is with Business Tax Recovery - Stop overpaying small business taxes. Read more business tax articles.

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Bathroom: A Checklist for Bathroom Remodeling Plans

2008-09-12T23:26:00.015+08:00

Bathroom: A Checklist for Bathroom Remodeling Plans
Bathroom Design : Inspiration and design ideas for a perfect ... See MoreBathrooms ... Select a Room, Bathrooms, Bedrooms, Dining Rooms, Entryways, Home Offices, Kid's Rooms, Kitchens, Living Areas, Outdoors. and / or ...

A Checklist for Bathroom Remodeling Plans
by: Ken Marlborough

Careful planning is the key to a successful bathroom-remodeling project. Before you begin any work in the bathroom, create a budget, a floor plan, a list of supplies, a timetable, and important legal considerations. Let's break it down by subject.

First, create a budget. Determine how much money you can comfortably spend, and save about 20 percent for emergencies. Get estimates for the work that needs professionals, and always include electrical, plumbing, heating and cooling, and drywall installation costs in your budget.

Second, design a floor plan. Ask yourself, will you be working with the existing space or will you be adding on or knocking down walls? Check to make sure you will not disturb the electrical wiring, plumbing, or zoning regulations. Next, measure the amount of space you have and draw a floor plan. In drawing the plan, first put in all the items that are fixed. For example, if the toilet must be in one place because of plumbing, it is a fixed item. Experiment with how you like your floor plan, using different arrangements, with different types of cabinetry, shelves, or even walls. You might try pocket doors to save space, and corner sinks, floating sinks, or pedestal sinks to save even more space. L-shaped vanities and alcoves also save space. In addition, corner showers conserve space, and clear glass in showers creates the illusion of even more space. You may want to add windows or mirrors to let in light.

Third, make a list of the supplies you'll need and make sure they are available when you need them. Some typical supplies include sinks, flooring, wall tile, countertops, lighting, medicine cabinets, showers, bath tubs, cabinets and cabinet handles, toilets, extra storage, faucets, toilet paper holders, paint or wallpaper, chairs, accessories (like storage containers and/or artwork), as well as tools you have or can buy.

Fourth, create a timetable. Talk to experts or people at home improvement stores to plan how much time you'll need. If you're hiring contractors, work with them to design a timetable you all can follow.

Plan projects according to the time you have available. Put in a new toilet and sink one weekend, for example, and paint another. You don't have to do it all at once, so plan sensibly. Don't paint the walls or install woodwork until the hardware is taken care of -- you don't want to damage work you've already done. Above all, be flexible and allow time for the unexpected or even emergencies to happen.

Fifth, keep in mind legal considerations. Get and post a building permit, pay any necessary fees, make sure you, your contractor, and any workers have insurance coverage, and keep children and animals away from the construction area.

By following these checklists, your bathroom remodeling plans will be a snap.

About the author:
Bathroom Remodeling Info provides detailed information on bathroom remodeling ideas, costs, plans, and checklists. Bathroom Remodeling Info is the sister site of Kitchen Remodeling Web.

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Alternative Venture Finance: Federal Grants and Loans

2008-09-08T17:49:00.015+08:00

by: Dave Lavinsky
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Hahaha Videos - Watch Video about Hahaha on Mefeedia Alternative Venture Finance: Federal Grants and Lo... Applying for a Business Loan 9 things you must do to maximize your chances of . .... ------------------------------------------------------------------------------------------

While most companies seeking venture capital initially think about angel investors and venture capitalists, a large alternative source of financing is federal grants and loans. The two largest federal grant programs are run by the Small Business Administration (SBA), and by Small Business Investment Companies (SBICs).
An SBA loan, regardless of whether it is a direct loan from the SBA, or, as is more common, a bank loan guaranteed by the SBA, is essentially a bank loan. The benefit of it versus a traditional bank loan is the rate. SBA rates are typically much less than traditional business loan rates.

In most cases, in a guaranteed SBA bank loan, the SBA guarantees 90 percent of the loan will be repaid to the bank. As such, banks are at much less risk than in most other loans, and are a bit more flexible with regards to who they offer these loans. However, the SBA usually requires the founders of the company to personally guarantee the loans, which makes them risky should the venture collapse.

Alternatively, Small Business Investment Companies (SBICs) are privately organized corporations that are licensed and regulated by the SBA. Small or emerging businesses which qualify for assistance from the SBIC program can receive equity capital and/or long-term loans from these companies. Essentially, these companies provide their own capital, which is supplemented by federal funds, to the companies they fund.

Interestingly, U.S. taxpayers benefits from the SBIC program as tax revenues generated from successful SBIC investments have more than covered the cost of the program. Likewise the program has created hundreds of thousands of jobs.

In summary, SBA and SBIC financing are viable alternatives to financing from angel investors and venture capitalists and should be considered in the capital raising process. Similarly to angel and VC financing, companies seeking SBA and SBIC financing need a strong management team and value proposition, and a highly professional and compelling business plan in order to raise the capital they need.

About the author:
GT Business Plans has developed over 200 business plans for clients that have collectively raised over $750 million in financing, launched numerous new product and service lines and gained competitive advantage and market share. GT Business Plans is the sister site of GT Venture Capital

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10 mistakers jogging stroller (and how to avoid them)

2008-09-06T15:10:00.010+08:00

Linda Jenkinson
Top 10 mistakes when buying a jogging stroller

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Baby, Pregnancy , Toddler, Baby Names, and Parenting Community ... Baby Information - BabyCenter is the most complete online resource for new and expectant parents featuring resources such as unique baby names, newborn baby ...
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One of the most important purchases every new parent must make is a good quality stroller. One of the most popular types of strollers on the market is the jogging stroller. A good, sturdy well built jogging stroller allows mom to get some exercise while the baby gets the fresh air and sunshine he or she needs to thrive. There are some mistakes that many new parents make when shopping for a jogging stroller. Some of the most common are listed below.
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1)Not buying the best stroller you can afford - A cheap stroller is only a bargain if it is sturdy and reliable. Most of the time, paying a little more for the jogging stroller up front will help you ensure that the stroller is a good brand name, sturdy, reliable and of the highest possible quality.

2) Not buying a convertible stroller - When buying a jogging stroller, one of the best things to do is to buy a stroller which can double as a car seat and a baby carrier. Many of the best jogging strollers feature a snap in car seat and baby carrier, and this allows them to do triple duty. If you purchase a jogging stroller without this feature, you may spend more in the long run buying a separate car seat and baby carrier.

3)Buying a stroller with not enough storage capacity - It is important that a good jogging stroller have plenty of storage space on the bottom or on the handles. This will allow parents on the go to store frequently used items such as baby wipes, towels or cups and have them all within easy reach

4)Buying an off brand jogging stroller - While name brand jogging strollers can have quality defects as well, a good quality name brand jogging stroller is much more likely to be sturdy, long lasting and reliable. In addition, a good quality company will be more likely to stand behind their product should something go wrong.

5)Buying a stroller that does not meet your needs - When shopping for a jogging stroller, it is vital to take all your needs into account. For instance, if you will be traveling by car often, buying a jogging stroller that is easily collapsible for transport is very important. The same holds true for airplane travel. If you plan to travel by plane, be sure to find a stroller that is suitable for that use

6)Getting a stroller in the wrong place - A jogging stroller is a major purchase, and it is important that the store at which you buy it be willing to stand behind the purchase in case there is a problem. Be sure to check the reputation of the online or brick and mortar store before making a purchase

7)Choosing a stroller that cannot grow with your child - All jogging strollers will come with a rating for maximum weight and size of the child to be transported. The best jogging strollers are those that can grow and adapt with your child. Some of the best jogging strollers can do double duty as infant car seats, toddler car seats, and later even as booster seats for older children. A stroller or travel system that can grow and change with your child is the most cost effective solution for the long run.

8)Buying the first stroller you see - A jogging stroller is a major purchase, and buying one should not be done on impulse. Buying the first of anything you see is generally a mistake. The best way to go about choosing a quality jogging stroller is to research the various reviews and get recommendations from other parents.

9)Buying a stroller that is not collapsible - A good jogging stroller should be easily foldable and easy to carry and transport. A jogging stroller that does not fold or collapse will be very difficult to carry from place to place.

10)Buying a stroller that is poorly made - Quality and safety are the most important considerations when shopping for a jogging stroller. A stroller that is poorly made will not be able to withstand the rigors of regular use.

About the author:

Linda, mother of two is an inspired author of the

Baby Strollers Guide and the

Baby Products Guide

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4 tips to save a bundle on your next new car purchase

2008-09-05T15:34:00.011+08:00

by: Prashant Desai
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Ten Equipment Leasing Tips - Save a Bundle on Your Next Lease 14 Dec 2004 ... Ten Equipment Leasing Tips - Save a Bundle on Your Next Lease. ... Get Out Your Car Lease - Living With a Porsche You Can't Afford is the ...
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Many of us have been at the car dealership and have been drained by a salesperson during price negotiations for the purchase of a new car. Most people give in too easily or do not negotiate at all to avoid the dreadful act. This only means more money in the car dealers’ pocket, while you are out of several thousand dollars! Yes, they make that much in profit per car.

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This article unveils the dealer’s selling tactics and how you can get around them. But before we dive into the new car buying tips, we need to understand what makes up the dealer’s profits.

In addition to the MSRP (manufacturer suggested retail price), which is the dealer’s cost for the car plus an additional 20-25% profit, a dealer also gets financial incentives from the manufacturer when a new car is sold. This is called Holdback.

Depending on the car, dealers can make hundreds on each car through holdbacks. Dealers also get additional incentives and bonuses on selling a car before the end of the month and/or quarter.

A shrewd dealer can make several thousand on a new car even by selling it at invoice price. This is how new car buying can become tricky for the consumer.

Ready to learn how not to put a dent in your wallet on your next car purchase? Here are four tips to get you started. Each one is a dealer tactic to watch out for.

1. The Guilt Trip

As you may have noticed, every desk in a dealership has photos of the salesperson’s family, instead of photos of cars. Midway in the negotiation, the sales person will bring them up and make it look like his little commission check can hardly pay for his daughters college and little Bradley’s braces.

A seasoned salesperson will soon have you feeling guilty for driving the price down and hurting his commission. Watch out not to fall for this tactic, since you already know about holdbacks and incentive programs from manufacturers.

2. Wearing You Down

Come prepared to spend half a day at the dealership or pay whatever the dealer asks for. Car Dealers are trained to delay and tire you out to the point where you give in and accept their price just to get out of there.

After you make your offer, sales people typically claim they would have to run it by their manager. You may then have to re-start negotiating with the manager, who is also a seasoned salesperson. This dance goes on for a while until you give in.

Remember, there are multiple dealerships in a city, so they need you more than you need them. Demand to speak to the manager after a certain time period or threaten to leave.
Because you are devoting a lot of time to bargain with the dealer, they know you are a serious buyer, so they will not let you leave. The earlier you can speak with the manager, the faster you can leave.

3. The Test Drive

We all enjoy a good test drive and look forward to it. Although it is essential to test drive a car before you buy it, remember to not show your absolute love for the car to the salesperson. Their goal is to get you emotionally attached to the car, so it becomes a must have for you. I have learned it the hard way.

To hide your emotional tears from the salesperson, mention the features of a competing car in the same class, like the new shape, light, leg room, resale value etc. This will make the salesperson a little vulnerable.

4. Monthly Payments

This one is to confuse you. Dealers will start talking about monthly payments rather than the total price of the car. They will start by asking how much you are willing to pay per month and how much of a down payment you are willing to pay. Since people don’t want to look like they cannot afford a certain car, they will usually give a higher number. Big Mistake!

You have left little room for negotiation when this happens. Always steer the conversation to the total price of the car and do NOT mention any trade-ins at this point. Only after the total price of the vehicle is completely negotiated then talk about interest, monthly payment and trade-ins.

General Rule;

As a general rule, remember to only focus and negotiate on the Total Price of the vehicle. Everything else is pretty much the car dealer’s trough.

If the above new car buying tips seem like a lot of hassle, yet you still want to get the best price in town, there are some websites that do this for you. www.AutoAuctionBids.com for example is a great website for this because you can collect price quotes from multiple local dealers for a particular car as well as its competing car models (like Honda Accord, Toyota Camry and Ford Taurus) and compare them.

The website then allows you to send back the lowest quotes received for each car make to all participating dealers in your area through the website itself.

Dealers view this price and continue to submit new lower prices over a 3 day period. By putting local car dealers in such a price competition allows you to avoid the dreadful face to face negotiation and yet gets you the lowest price in town for up to 3 competing car makes.

The best part about AutoAuctionBids.com is that it is absolutely free for you and there is no obligation to buy after the new car auction is over.

About the Author

Prashant Desai, author of various consumer tips articles and industry expert for AutoAuctionBids.com. Email him at p_desai@autoauctionbids.com to sign up for e-Newsletter and visit www.autoauctionbids.com for more information.

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7 Strategies to Make Room for Money

2008-09-04T14:22:00.004+08:00

by: Joanne Victoria

Article Title: 7 Strategies to Make Room For Money
Author Name: Joanne Victoria
Contact E-mail Address: mailto:joanne@joannevictoria.com
Word Count: 1126, including signature box
Category: Motivation
Copyright Date: Updated 2004
All Rights Reserved Worldwide
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Publishing Guidelines: Thank you for publishing this article in its entirety, including the resource box.
When possible, please notify me of publication by sending either a website link or a copy of your
ezine upon publication via email to mailto:joanne@joannevictoria.com .

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7 Strategies to Make Room For Money

Laws of the Attraction notwithstanding, there are several external ways that you can make room for more money in your life.

Yes, there are those of you who can manifest whatever you want, whenever you want. This article is for those of you who may need just a few extra tools.

First, it is vital to create a space that can be filled with what you really want.

Start by going through your closets. Remove every article of clothing, shoes, and purses you have not worn in at least a year.

How do you know what to get rid of?

Use the following as a guide:

1. Use your intuition. Trust it.
2. Ask yourself if you love it.
3. Does it fit?
4. Do you use it?
5. Do you need it?
6. What memories does it bring up?
7. Again, use your intuition.

Take all of these clothes, shoes and purses to your local resale store. You will start receiving money immediately.

Bonus feature: The space you have created will now be filled with what you really want. Be patient.

Second, go through every drawer in your home and remove all the junk.

You know what junk is.

Plastic forks from takeout; rubber bands and plastic bags you are saving for some reason.

Men (and women!) go to the garage.

- How many screwdrivers do you really need?

- How many cans of old, unused paint are taking up space?

Clean out the garage and only put back in what you use.

Sell the rest at a garage sale or give to the Goodwill.

There, you have a tax credit as well as money.

Clean out your office desk. Throw away any document that is unnecessary.

I know, you are afraid you will throw something away you may need in the future.

Well, I understand.

This particular article you are reading was originally written in 1986. I did not throw it out. In 1986, I did not have a computer, so here we are. Boy, am I glad I saved this.

The information still holds up.

Okay, back on track.

Create as much order as possible in your home, garage and office. If you are a creative individual, this may be difficult as creative types are visual and like to see
things. Make it work for you.

As you eliminate all this junk, you will start feeling a sense of satisfaction, accomplishment and freedom.
If you do not have these feelings, you are not yet ready to make room for money I your life.

Your desire and your feelings must be in alignment

You may also have feelings of fear and doubt. Learn to trust yourself and allow the process to work for you.

Third, sit down and make a list of all the people you do not have a great relationship with.

This list includes people you have judged, blamed or criticized. This same list includes people who have judged blamed or criticized you!

Visualize each individual, and, as you do, forgive them.
Forgiveness is one of the most important tools for making money in your life. Generate appreciation towards these individuals in order to heal yourself.

Eliminate grudges. Grudges contract the body, mind and spirit. Release and let go. Step by step, expansion is on the way.

Fourth, pay your bills on time. It is very important to keep your money agreements, so pay your bills graciously.
If you avoid paying certain obligations because you have insuffieienct funds, or are displeased with the service of someone whom you owe money, use visualization.

Bring these people into your mind’s eye. Allow your body to experience negative feelings you may be holding on to.
Breathe deeply and look at your resistance. Generate appreciation and love towards these vendors.

You certainly were grateful when you used the card, so bring back that gratitude!

Keep breathing until all discomfort is released; until you can visualize this person with little emotion or reaction.

If you do not currently have the money for a specific obligation, phone the vendor and explain the situation.

Remember, it is only temporary!

Even the U.S. government will negotiate.

Fifth, act as if you have all the money you want. Notice, I use the word ‘want’, as opposed to ‘need’. You have all that you need. In order to attract what you want -- the Universal Law of Attraction says it is already there, but the rational mind sometimes butts in-- you must act
as if you have all you want.

If you had all the money you wanted, what would you be doing for work, if anything? If you are not doing what you love, what brings you joy, money may appear as a slow leak, instead of a gusher.

Present as prosperous a picture as possible. That does not mean you have to spend money.

- Appropriate grooming is cheap.
- Smile more often.
- Indulge yourself with long luxurious baths.
- Create a candle light dinner, even if for one person.
- Look in the mirror and say, " Hey, I like you!."

These simple tools will help you feel and look better.
The Universe will look at you and say, "Alright, you’ve got it! Let’s give you a little more."

Sixth, give some money away. Give away what you want more of – it really works. Tithe clothing items in lieu of money if that feels better. Don’t purchase anything new unless you eliminate one item form your home or office.

Give willingly and unconditionally, without expecting to receive anything in return.

Do it because you can.

Seven, call up your parents. Tell them you love all they have done for you. If you cannot get as far as the love word, express your appreciation. Let them know how you feel in a positive way. If your parents have passed on, write them a letter telling them about all the things and circumstances you appreciated them for but never had the chance to share.

They will see this letter, no matter where they are.

Remember, the Law of Attractions is powerful. It provides you with whatever you think about, both wanted and
unwanted.

Let these seven strategies help you think more clearly about how to make room for money in our life.

Copyright Updated 2004 All rights reserved.
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Joanne Victoria works with small business owners, entrepreneurs and independent professionals who want to achieve more and still be true to who they really are.
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Sign up now for her FREE monthly e-zine Lighting Your Path!-Discover Your Inner Truth at: mailto:JoanneVictoria-subscribe@topica.com
~.~.~.~.~.
Joanne Victoria Tel: 415-491-1344
mailto:joanne@joannevictoria.com
Author of : Lighting Your Path!
How To Create the Life You Want - Order Here!
http://www.joannevictoria.com/book.htm
~.~.~.~.~.~.~.~.~.~

About the Author

Joanne Victoria, works with small business owners and entrepreneurs who want to achieve more and still be true to who they really are. She is the author of 'Lighting Your Path! How to Create the Life You Want " .Sign up now for her FREE monthly e-zineighting Your Path! - Discover Your Inner Truth

t: mailto:JoanneVictoria-subscribe@topica.com

el: 415-491-1344 mailto:Joanne@JoanneVictoria.com

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